If so, apply the difference to the card with the HIGHEST interest rate.
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Dave Ramsey is tired of watching students go into a bunch of debt to receive degrees that they will either never need or never use.
In fact, Ramsey has exposed many of the myths about student loans so students can make better decisions about their future. Many students think they NEED student loans to go to school. You can fund your dream of college by receiving scholarships and grants.
If you want to pay off several debts, a system front-loaded with rewards can help keep you on track.
That’s the premise of the “snowball” method of debt repayment.